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This is Marissa, 46, a resident of GMA, Cavite, Philippines. She is married to Danny, a driver, and is the mother of their child. She, together with her husband, manages their own household while operating the business. At this time, she is working hard to continually provide income for their everyday expenses.

Marissa has food stalls where she sells fruit shakes and some street foods. She has stalls in three schools and she has more than ten employees. Her regular customers are her neighbors, the local community and students. She earns a minimum of PHP 15,000 in sales every day.

To help her continue operations of her business, she is requesting a PHP 19,000 loan. She will be using the loan to buy ingredients of fruits shakes, fish balls, siomai, kikiam and hotdogs for her business.

Marissa dreams to expand and have stalls in other schools. She hopes that her child will finish his studies. She meets up with her co-fellowship* members to share stories of her work every week and where she can also draw strength and inspiration from the word of God she studies.

* All CCT community partners / clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the word of God, build social capital, and repay microfinance loans.

Additional Information

About the Center for Community Transformation

The Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.

About Philippines

  • $7,000
    Average annual income
  • 383
    View loans »
    Philippines Loans Fundraising
  • $70,831,400
    Funds lent in using Kiva
  • 43.5
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $450 helped Marissa to pay for ingredients of fruit shakes, fish balls, siomai, kikiam and hotdogs for her business.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jun 25, 2013
Jul 25, 2013
Currency Exchange Loss:
Jan 17, 2014