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Ilyos is a very hardworking man and a master in the agricultural trade. He is a native of the village Niyozbek, in the Kanibadam region. Ilyos rents land and is engaged in growing rice in his village. His wife works in a collective farm and helps him in the agricultural activities. Two of their sons are migrant works in the Russian Federation.

Ilyos is a forward-looking person and intends to develop his activities. The income that he and his family receive is mostly spent on consumables and feeding the family. Therefore to implement his plans, he appealed to Arvand for financial support. Ilyos wants to use the resulting loan to buy seeds for growing rice, and part of the loan will be used to pay rent. Ilyos expresses his wholehearted appreciation in advance for the support.
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Илёс очень трудолюбивый человек и мастер в сельскохозяйственном деле. Он уроженец село Ниёзбек, Канибадамского района. Илёс арендует землю и занимается выращиванием риса в своем селе. Его жена работает в дехканском хозяйстве и помогает ему в сельскохозяйственной деятельности. Двое их сыновей находятся в миграции на территории РФ. Илёс челевек перспективный и намеривающий развивать свою деятельность. Доходы, которые он и его семья получают, в основном расходуются для их потребления и кормления семьи. Поэтому, для реализации своих планов, он обратился в Арванд за финансовой поддержкой. Полученный кредит, Илёс хочет использовать для покупки семян для выращивания риса, и часть кредит использует для оплаты аренды. Илёс заранее выражает огромную благодарность Арванд за поддержку.

Additional Information

About MDO Arvand

MDO Arvand is one of the leading microfinance institutions in Tajikistan, offering small loans to entrepreneurs to start and grow their businesses. This makes an enormous difference in a country, which is not only the poorest in Central Asia, but also home to a population where two-thirds live below the poverty line. Today, Tajikistan's economy literally depends on remittances being sent from family members working abroad in Russia because there are so few local job opportunities.

But Arvand loans have been able to make a difference and change lives. Read about some of the incredible success stories they have seen here in this Kiva blog post: Bringing hope to Tajikistan with Arvand -- one success story at a time.

About Tajikistan

  • $2,700
    Average annual income
  • 234
    View loans »
    Tajikistan Loans Fundraising
  • $32,113,175
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,525 helped Ilyos to purchase seeds.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Jul 5, 2013
Jul 26, 2013
Currency Exchange Loss:
Jun 17, 2014