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Mr. Im S. O., 33, is married with four children and lives in a part of Kampong Cham province, Cambodia. He has been employed as a high school teacher since 1993. Because his salary is barely enough to cover his family's expenses, Mr. Im S. O. works breeding pigs in his spare time. Basically, pig breeding is going well from day to day and he can make profit about 6 to 7 months when his pigs grow enough for sale. If he converts the amount he makes in to a day it is equal $5.30/day. In addition, his wife sells biscuits, candy, and grocery items near a school where there are a lot of students passing by. She can typically make around $6.50/day of income.

A father of four, Im S. O. would like to request a loan from KIVA to purchase more pigs and pig feeds to supply his livestock.

Additional Information


KREDIT Microfinance Institution Plc., is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 176
    View loans »
    Cambodia Loans Fundraising
  • $41,452,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Im to buy more pigs and pig feeds to supplement her livestock.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Sep 3, 2008
Aug 20, 2008
Currency Exchange Loss:
Apr 15, 2010