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This is Edna, 42, a resident of Batasan, Quezon City, Philippines. She is married to Romeo, a construction worker, and they have children. She and her husband manage their household while operating the business. She works hard to provide income for their everyday expenses.

Edna operates the buy-and-sell business for her family. What she basically does is buy general merchandise from wholesalers and sell it with a little profit. Her products are different underwear. Customers are attracted to buy, due to the low selling prices and the many options she offers. She also has a small variety store. Her regular customers are her neighbors and the local community. She earns a minimum of 7,000 Philippine Pesos (PHP) in sales weekly.

To help her continue operations of her business, she is requesting a PHP 15,000 loan. She will use the loan to buy additional stocks of underwear needed in her business.

Edna hopes that her business will flourish and dreams to have a happy life. She meets with her co-fellowship* members every week to share stories of her life and business and to also draw strength and inspiration from the Word of God she studies.

* All CCT community partners / clients are organized into fellowship groups composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and repay microfinance loans.

Additional Information

About the Center for Community Transformation

The Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.

About Philippines

  • $7,000
    Average annual income
  • 413
    View loans »
    Philippines Loans Fundraising
  • $70,831,400
    Funds lent in using Kiva
  • 43.4
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $350 helped Edna to pay for additional stocks of underwear needed in her business.
100% repaid
Repayment Term
5 months (Additional Information)
Repayment Schedule
Jul 11, 2013
Jul 24, 2013
Currency Exchange Loss:
Nov 17, 2013