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Rafia is an enterprising woman with many dreams to fulfill. She loves her family and claims they are her greatest strength for getting up each morning and working hard to generate an income. She lives with her husband, 3 daughters and 3 sons in Punjab, Pakistan.

She owns a general store, and she works very hard to meet her family's needs. She needs additional capital for the growth of her business. She has requested a loan from Kiva's partner, BRAC Pakistan.

With the loan money, she will purchase a variety of goods including flour, rice, pulses (beans), soaps, soft drinks, tea packs, etc. for the general store, in order to satisfy her clients more professionally as well as to increase her savings for the better future of her children.

Rafia and her husband are very hopeful that the loan will be a lucky and productive one for her business.

Additional Information

More information about this loan

BRAC Pakistan focuses its work in some of the most underdeveloped parts of Pakistan, characterized by poor infrastructure and high levels of poverty. By supporting this loan, you are enabling access to finance for borrowers living in some of Pakistan's poorest areas.

About BRAC Pakistan

BRAC Pakistan is a subsidiary of BRAC, one of the world’s largest development organizations with a focus on microfinance and economic empowerment. It offers micro-loans designed to help small businesses, very poor clients and others, in addition to health and education services. Kiva’s flexible, zero-interest capital will enable BRAC to expand its outreach in underserved regions and to women who have had no access to microfinance services.

About Pakistan

  • $4,700
    Average annual income
  • 247
    View loans »
    Pakistan Loans Fundraising
  • $17,360,725
    Funds lent in using Kiva
  • 100.5
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $500 helped Rafia to buy flour, rice, pulses (beans), soaps, soft drinks, tea packs etc.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Jul 15, 2013
Jul 24, 2013
Currency Exchange Loss:
May 17, 2014