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Hermankono Diès 4 Group
In this Group: Dogatiene, Salifou
The group "Hermankono Diès 4" is part of the cooperative COOBADI and is located in Divo, a town in eastern Cote d'Ivoire and about two hour's drive from Abidjan. The group is composed of two persons.

Dogatene is 31 years old, and he is a member of the group Hermankono Diès 4. He takes care of fifteen persons at home. He has been a part of the cooperative COOBADI for three years, and he has 4 hectares of cocoa with Rainforest Alliance certification, which means he respects the principles and standards of sustainable agriculture.

Thanks to loans, he is going to be able to purchase some fertilizers for his plantation. These products will enable him to augment his production and thus to increase his revenues.

With the additional money, he wants to build a house.
View original language description ↓
Le groupe Hermankono Diès 4 fait partie de la coopérative COOBADI et est située à Divo, une petite ville à l’est de la Côte d’Ivoire à environ 2 heures de route d’Abidjan. Le groupe est composé de 2 personnes.
Dogatene a 31 ans et il est un membre du groupe Hermankono Diès 4. Il s'occupe de 15 personnes dans son foyer. Cela fait 3 ans qu’il fait partie de la coopérative COOBADI et il a 4 hectares de cacao certifié Rainforest Alliance, ce qui veut dire qu’il respecte les principes et les normes de l’agriculture durable.

Grace au crédit, il va pouvoir acheter de l’engrais pour sa plantation. Ces produits vont lui permettre d’augmenter sa production et ainsi d’accroître ses revenus.

Avec l’argent supplémentaire, il veut construire une maison.

Additional Information

More information about this loan

This loan is part of Advans Côte d'Ivoire's Cocoa Livelihoods Program, which provides credit to cocoa producers who belong to a participating fair-trade certified cooperative. This Kiva loan will thus be used to provide borrowers with needed goods or services, as opposed to cash or financial credit. In addition to credit, farmers receive technical assistance, management training, and access to high-quality agricultural inputs like fertilizer and seeds through the cooperative. To guarantee the loan and share liability, the cooperative has taken out the funds as a group. Lenders are advised that fluctuations in cocoa prices and the local climate could impact repayment.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cote D'Ivoire

  • $1,800
    Average annual income
  • 0
    View loans »
    Cote D'Ivoire Loans Fundraising
  • $298,825
    Funds lent in using Kiva
  • 500.4
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Hermankono Diès 4 Group's $300 loan helped a member to purchase fertilizers.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
At end of term
Jun 20, 2013
Jul 22, 2013
Currency Exchange Loss:
Apr 9, 2014