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Osiel was born in the city of Paucartambo in the department of Cusco, and he lives together with his family in this beautiful city. He is 30 years old and has a common-law relationship from which he has two children who he puts first. Osiel sells construction materials, such as cement, plaster, stone, and sand, among others. He has already been working in this business for many years, and it is going well thanks to the effort that he puts into his work. Osiel belongs to the communal bank “Mamacha Carmen,” and at this time he needs a loan to buy materials, such as cement, sand, crushed stone, and plaster. He is grateful for and values the loan, and he promises to make his monthly payments responsibly.
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Osiel nació en la ciudad de Paucartambo en el departamento del Cusco y vive junto con su familia en esta hermosa ciudad, él tiene 30 años de edad y tiene una relación de unión libre de la cual tiene dos hijos a quienes saca adelante, él se dedica a la venta de materiales de construcción como por ejemplo cemento, yeso, piedra, arena y etc. Ya son varios años que se dedica a este negocio y le va muy bien gracias al empeño que pone en su trabajo, él pertenece al banco comunal “Mamacha Carmen” y esta oportunidad requiere el préstamo para comprar materiales como cemento, arena, piedra chancada y yeso. Agradece y valora el préstamo y se compromete a cumplir con el pago de sus cuotas mensuales con mucha responsabilidad.

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About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

About Peru

  • $12,000
    Average annual income
  • 41
    View loans »
    Peru Loans Fundraising
  • $64,488,800
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,450 helped Osiel to buy materials such as cement, sand, crushed stone, and plaster.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Jul 10, 2013
Jul 21, 2013
Currency Exchange Loss:
Dec 17, 2013