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Yemalin Femi 5 Group
In this Group: Afi Jeanne, Edwige Laurence, Armelle, Hindenou Rosaline, Alihossi Valérie, Françoise, Martine, Rita, Odette, Viviane, Love, Brigitte, Florentine, Madeleine, Adjouavi Léontine, Bai Irène
The group known as Yemalin Femi 5 is made up of 16 persons who live in the same district. The leader of the group, Florentine, is the woman with her hand raised in the photo. Wishing to raise the level of their businesses so as to better cope with their customers' demand, this group is asking for their third loan from Alidé.

Florentine is 29 years old and married to Florentin. The couple have two children, of whom one is enrolled in school and both are in their care. Florentine and her husband live together with their children and share in providing for the family.

In order to contribute to the various needs of her family, Florentine has been hawking pasta and empty wheat sacks on foot and selling the goods in a market for nine years. She buys her supplies in a market in Benin.

Wishing to grow their businesses and better satisfy their clientele, Florentine and the other members of the group called Yemalin Femi 5 are asking for a third loan from Alidé. Their ambition is to expand their activities. The two prior loans have been correctly reimbursed.
View original language description ↓
Le groupement YEMALIN FEMI 5 est composé de seize personnes qui résident dans le même quartier. La représentante de ce groupement, du nom de Florentine est celle ayant une main levée sur la photo. Dans le but de rehausser le niveau de leur activité afin de mieux faire face à la demande de leur clientèle, ce groupement sollicite pour une troisième fois l'appui financier de ALIDé. Florentine est âgée de 29 ans et est mariée à un certain Florentin. Le couple a deux enfants, dont un est scolarisé et tous à leur charge. Florentine et son mari vivent ensemble avec leurs enfants et assurent ensemble les diverses charges de la famille. Pour contribuer aux divers besoins de sa famille, Florentine vend depuis neuf ans, des pâtes alimentaires et des sacs de blé vides de façon ambulante et dans un marché du Bénin. Florentine s'approvisionne dans un marché du Bénin. Dans le but de renforcer leur activité et de mieux satisfaire leur clientèle, Florentine et les autres membres du groupement YEMALIN FEMI 5 sollicitent un troisième crédit auprès de ALIDé. Leur ambition est d’accroître le niveau de leur activité. Les deux prêts antérieurs ont été bien remboursés.

Additional Information

About Alidé

Alidé is a Beninese NGO that works to reduce poverty by offering sustainable access to productive loans like this one in addition to savings, training sessions, and social work to low-income families.

Supporters of this loan should be aware that there is some risk of being repaid late. Because the Beninois Ministry of Finance has imposed restrictions on the amount of money Alidé can send to Kiva, the organization can only send monthly repayments in installments smaller than $13,000. This means that some Kiva lenders may receive their repayments late. However, Alidé remains a healthy institution in good standing with its creditors, and Kiva would like to continue working to support its clients. For more information, please refer to Alidé's partner profile page.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Benin

  • $1,600
    Average annual income
  • 0
    View loans »
    Benin Loans Fundraising
  • $4,467,950
    Funds lent in using Kiva
  • 500.4
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Yemalin Femi 5 Group's $3,850 loan helped a member to buy empty wheat sacks and pasta.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Jun 25, 2013
Jul 22, 2013
Currency Exchange Loss:
Jun 17, 2014