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Holy Heart's Group
In this Group: Solomon, Florence, Vida
The group called “Holy Heart” is in its sixth loan cycle with ID Ghana and has been solid over time. This group was created in May 2011. It is composed of members from the same district.

Solomon is one of the group members. He sells mobile phone credit vouchers and he is a very enterprising man who is focused on customer care, which is why he is doing very well with his business. This phone credit vouchers business is very fast moving and profitable. Solomon says that everything he does is to give his family a good living. He will use this loan to purchase more phone credit vouchers in different denominations so that he can serve all classes of people in the society who are mobile phone users.

The only male in the photo, Solomon is 41 years old, married, and has a 12-year-old daughter.

The other members of the group sell tomatoes and materials.

Additional Information

About ID Ghana

ID Ghana is a microfinance NGO that provides financial and social services to underserved urban communities in Accra. ID Ghana’s socially-oriented business model provides clients with a number of social services, including financial literacy training, group discussions led by peer educators on health and nutrition education, child schooling, basic medical services, and counseling and legal services for women victims of violence.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Ghana

  • $3,500
    Average annual income
  • 13
    View loans »
    Ghana Loans Fundraising
  • $12,270,275
    Funds lent in using Kiva
  • 2.1
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A portion of Holy Heart's Group's $1,575 loan helped a member to purchase more phone credit vouchers in different denominations so that he can serve all classes of people in the society.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jul 11, 2013
Jul 24, 2013
Currency Exchange Loss:
Feb 17, 2014