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Almakhan is 50 years old, a widow and has three children. She has been involved in selling women's clothing for 13 years, having started this business with a sum of 5,000 som (KGS). Thanks to her drive and careful work, Almakhan successfully increased the size of her small business, and her monthly profit now amounts to 6,000 som (KGS). Almakhan is very friendly and happy, and also very kind, which allows her to have good opportunities in selling clothing to customers. In order to further develop her business and increasing profit, Almakhan requested a loan in the amount of 70,000 som (KGS) from the Microfinance Bank "Bai-Tushum and Partners" to expand her sales. Almakhan wants to use the earnings from the loan to educate her children and to make repairs at home.
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Алмахан,50 лет, вдова, имеет 3 детей. На протяжении 13 лет занимается торговлей женской одежды, начав этот бизнес с суммы в 5000 сом (KGS). Благодаря ее целеустремленности и емкой работе, Алмахан успешно увеличила размеры своего небольшого бизнеса, и ежемесячная прибыль составила 6000 сом (KGS). Алмахан очень приветливая и веселая, а также очень добрая, что дает ей хорошие возможности при продаже одежды покупателям. В целях дальнейшего развития бизнеса и приумножения прибыли, Алмахан обратилась в микрофинансовый Банк «Бай-Тушум и Партнеры» за кредитом, в сумме 70 000 сом (KGS) на расширение торговли. На доходы от кредита Алмахан хочет обучить детей и сделать ремонт в доме.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 38
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,873,450
    Funds lent in using Kiva
  • 49.0
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,450 helped Almakhan to buy clothing for resale.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 15, 2013
Jul 25, 2013
Currency Exchange Loss:
Aug 17, 2014