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Majesty's Group
In this Group: Margaret , Wilhemina, Lucy , Emelia , Hanna , Janet
The Majesty's group is made up of six women who live in Dansoman. The members are very kind and courteous and work hard every day to improve their households' stability. They have various jobs to provide for their families. They sell wax-print, maize, underwear, cooking oil and second-hand clothing

One of the group members is Emelia. She is taking out her first loan with her friends and fellow members of the Majesty's group. She is 32, married, and has three children, ages 6, 4, and 2. They live in their own home.

Emelia is an expert wax-print seller with eight years experience. She learned this from her mother when she was 20, and she resorted to this trade in full when she got married. She works Monday to Friday without a fixed schedule.

The money from this loan will be invested in the purchase of more wax-print to sell so that she can reach her goal of expansion.

Additional Information

About ID Ghana

ID Ghana is a microfinance NGO that provides financial and social services to underserved urban communities in Accra. ID Ghana’s socially-oriented business model provides clients with a number of social services, including financial literacy training, group discussions led by peer educators on health and nutrition education, child schooling, basic medical services, and counseling and legal services for women victims of violence.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Ghana

  • $3,500
    Average annual income
  • 34
    View loans »
    Ghana Loans Fundraising
  • $12,522,425
    Funds lent in using Kiva
  • 2.1
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A portion of Majesty's Group's $1,475 loan helped a member to purchase more wax-print fabric to sell.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Jul 11, 2013
Jul 24, 2013
Currency Exchange Loss:
Jan 17, 2014