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Alibha Group
In this Group: Sunita, Manjula, Bhanu, Santi*, Satyabhama, Anjali
* not pictured
The name of this Joint Liability Group is “Alibha.” This group was formed in the year 2011, comprising six active and able women of Bolangir town of Bolangir district in Odisha, India.

Sunita is one of the members of this group, and she is standing second from right with raised hand in the photo. She is a very head strong, confident lady with noble thoughts who possesses a strong determination for the development of her family. She has also an inclination to do something for society, especially in the field of education. She is 28 years old; living with her husband and a son, who is four years old.

Sunita has been running a tailoring center in her residence for eight years. She has two sewing machines of her own and takes orders for stitching of ladies garments. Apart from that, she and her husband are working as teachers in a private English medium school of the town.

This is the second loan of Sunita from Mahashakti Foundation. With the previous loan, she purchased her second sewing machine. Sunita earns a monthly income of 8,000 INR, which makes it very hard for her to manage her family and the tailoring center. Therefore she wants to expand her business to earn some extra income by using her leisure time.

From the present loan she wants to purchase materials like fabric, thread, buttons, etc. She hopes to give better education to her only child. She has also a noble thought of establishing a tailoring training center.

The other five members of this group are Bhanu and Satyabhama, with bamboo hand fan selling businesses, Manjula and Anjali, with vegetable vending businesses and Santi, with a rice and puffed rice business.

Additional Information

More information about this loan

Mahashakti Foundation focuses its work in some of the most underdeveloped districts in Odisha, characterized by poor infrastructure and high levels of poverty. By supporting this loan, you are enabling access to finance for women living in some of India's poorest and most remote areas.

Important note about this loan

Due to Indian government regulations, if you fund this loan, you will not be repaid for at least 3 years. This borrower will likely repay your loan much sooner than that, in which case, the Field Partner may re-loan your funds to help other local borrowers. We want you to be aware of this minimum 3-year waiting period and the associated risks before making a loan to Indian borrowers on Kiva. Learn More >

About Mahashakti Foundation

Mahashakti Foundation is a public charitable trust that provides microfinance and development services in the low-income state of Odisha. Operating in the poorest region of India, the organization strives to serve rural communities, tribal groups and others living on less than USD$1 a day. In addition to microcredit, it also provides micro-savings and micro-insurance products, as well as business development, health, water and sanitation, and food security services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About India

  • $4,000
    Average annual income
  • 88
    View loans »
    India Loans Fundraising
  • $6,748,700
    Funds lent in using Kiva
  • 59.4
    India Rupees (INR) = $1 USD