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Kamal is a 38-year-old married father of one child. He has been working in the business of selling chocolates and nuts for eleven years. In 2010, he opened his own shop to develop his family's socioeconomic situation. Kamal is a hard worker, well known in his region for his quality of products served and sold. He is applying for a loan from Kiva's partner Al Majmoua, to increase his merchandise with special offer products to sell at competitive prices.
Kamal likes his work, and is dedicated to developing it as much as he can. He hopes to develop it more in the future by opening a chocolate factory.

Additional Information

About Al Majmoua – Lebanese Association for Development

The Lebanese Association for Development – Al Majmoua is Lebanon’s leading microfinance institution and the oldest Kiva partner in Lebanon. Al Majmoua’s vision is to “be the leader in creating an inclusive financial system where all people in Lebanon have access to affordable services.” Given Lebanon's diverse population, Al Majmoua lends to all nationalities, provided legal residency. The strong financial position achieved to date has allowed Al Majmoua to steadily lower its pricing over the years.

Based on the belief that non-financial services play a complementary role in improving the quality of life of the most vulnerable entrepreneurs, Al Majmoua has established a solid Business Development Services program for both borrowers and non-borrowers with a focus on women and youth.


About Lebanon

  • $15,800
    Average annual income
  • 31
    View loans »
    Lebanon Loans Fundraising
  • $19,527,350
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $2,500 helped Kamal to increase his merchandise with special offer products to sell at competitive prices for his chocolate and nut selling business.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Jun 20, 2013
Jul 24, 2013
Currency Exchange Loss:
Jul 17, 2014