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Yao is 69 years old. He is a member of the CAAM cooperative located in Meagui, a small town in southwestern Ivory Coast. He has 12 dependents under his roof. He has been with CAAM for 10 years, and he has 10 hectares of cacao farmland certified by the Rainforest Alliance, which means that he adheres to the standards and principles of sustainable agriculture.

He will use this loan to buy fertilizers for his cacao plantation. This will allow him to increase production and to bolster his income.

He wants to use the additional revenue to send his son to university.
Yao a 69 ans. Il fait partie de la coopérative CAAM qui est située à Meagui, une petite ville au sud-ouest de la
Il s’occupe de 12 personnes dans son foyer. Cela fait 10 ans qu’il fait partie de la coopérative CAAM et il a 10 hectares de cacao certifiés Rainforest Alliance, ce qui veut dire qu’il respecte les principes et les normes de l’agriculture durable.

Grace au crédit, il va pouvoir acheter de l’engrais pour sa plantation. Ces produits vont lui permettre d’augmenter sa production et ainsi d’accroître ses revenus.

Avec l’argent supplémentaire, il va scolariser son fils à l'université.

Additional Information

More information about this loan

This loan is part of Advans Côte d'Ivoire's Cocoa Livelihoods Program, which provides credit to cocoa producers who belong to a participating fair-trade certified cooperative. This Kiva loan will thus be used to provide borrowers with needed goods or services, as opposed to cash or financial credit. In addition to credit, farmers receive technical assistance, management training, and access to high-quality agricultural inputs like fertilizer and seeds through the cooperative. To guarantee the loan and share liability, the cooperative has taken out the funds as a group. Lenders are advised that fluctuations in cocoa prices and the local climate could impact repayment.

About Cote D'Ivoire

  • $1,800
    Average annual income
  • 0
    View loans »
    Cote D'Ivoire Loans Fundraising
  • $298,825
    Funds lent in using Kiva
  • 500.4
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A loan of $150 helped Yao to buy fertilizers.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
At end of term
Jun 22, 2013
Jul 20, 2013
Currency Exchange Loss:
Dec 17, 2013