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Lorenzo is a Nicaraguan farmer with a 105-hectare farm, of which 10 are coffee. He started his farm with his wife 15 years ago. On it, he grows staple grains, bananas/plantains, and taro, and he also raises milk cows. His two children, aged 12 and 19, are students.

In the last 3 cycles, this farmer has obtained an average coffee harvest of 5000 pounds of green coffee beans. During the year he creates about 15 temporary jobs in his community. The activity he likes most is when the coffee is harvested, because it is at this time when he creates more work, and he feels that in this way he can help other families in his community.

For this cycle, Lorenzo is asking for a loan that will allow him to buy supplies and cover part of the manual labor that he needs for his coffee maintenance activities. His goal is for his farm to be a model for others because of the management of its coffee crop and its high yields, and he continues to work on it.
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Lorenzo es un productor de Nicaragua, con una finca de 105 Has, de las cuales 10 son de café. Con su esposa se ha dedicado a su finca desde hace 15 años, en la cual cultiva además granos básicos, musáceas, malanga y también se dedica a la crianza de ganado lechero. Sus dos hijos de 19 y 12 años están estudiando.

La producción de café obtenida por este productor en los últimos 3 ciclos, ha sido en promedio de 50 quintales de café oro. Durante el año genera alrededor de 15 empleos temporales en su comunidad. La actividad que más le gusta es cuando se cosecha el café porque es en este tiempo cuando genera más mano de obra y siente que de esa forma puede ayudar a otras familias de su comunidad.

Para este ciclo, Lorenzo está solicitando un crédito que le permita comprar insumos y cubrir una parte de la mano de obra que necesita para las actividades de mantenimiento del café. Su objetivo es que su finca sea una referencia para otros, por el manejo de su plantación de café y sus altos rendimientos, en lo cual continúa trabajando.

Additional Information

More information about this loan

This loan is part of PAC's effort to help farmers expand their existing crop yields and increase their incomes. Coffee production loans help farmers increase their crop yields by enabling them pay to clean, prune, fertilize, and conserve their fields, deliver water, and replant trees needed to shade coffee plants. Farmers working with PAC also receive technical assistance and commercial services, as well as access to Fair Trade and organic certifications and international markets.

About PAC

PAC (Association for People in Community Action) is a community development organization in Nicaragua that offers clients loans, technical assistance and access to markets. Founded in 1996, it’s a joint initiative between World Relief Nicaragua and local farmers. PAC believes that increased agricultural production and improved technology can bring economic development to high poverty zones.

Some loans from PAC are disbursed in partial payments over a period of four to six months depending on the needs of the borrower. The borrower will not be charged interest on any funds that have not yet been disbursed. If the borrower decides not to use the entire loan amount, the unused portion will be returned to lenders in the form of a pre-payment.

About Nicaragua

  • $4,800
    Average annual income
  • 62
    View loans »
    Nicaragua Loans Fundraising
  • $25,729,225
    Funds lent in using Kiva
  • 24.7
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $825 helped Lorenzo to buy supplies and pay labor for maintaining his coffee crop.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Jul 10, 2013
Jul 21, 2013
Currency Exchange Loss:
Mar 29, 2014