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Sandra Gladys
Sandra is 43 and is divorced with two children. She lives with her children in Cantón Ventanas in the province of Los Ríos. She is a member of the group VRC la CHONTA, who are located in the Recinto la Chonta area of Cantón Ventanas and work in agriculture and farming livestock. Sandra also works in agriculture growing corn, soya and rice. She is asking for a loan to buy insecticides and fertilisers. With the help of a loan she will be able to buy the materials she needs for working in the fields. She will purchase them in Ventanas. Her dream is to have better harvests and thereby increase her profits. In her free time she likes to clear her head by walking in the countryside.
View original language description ↓
SANDRA tiene 43 años de edad es divorsiada tiene dos hijos, vive con los hijos en el Cantón Ventanas Provicnica de los Ríos.

Es integrante de la VRC la CHONTA, se encuentra ubicada en el Recinto la Chonta, Pertenece al Cantón Ventanas se dedican a labores agrícolas y pecuarias.

Sandra se dedica a la agricultura a la siembra de maíz, soya, arroz. Solicita el credito para comprar insecticidas, abonos, fertilizantes. Con la ayuda del crèdito podrá comprar los materiales para trabajar en el campo. Las compras las realizará en Ventanas.

El sueño es tener mejores cosechas y por ende los ingresos que mejoren. En el tiempo libre le gusta despejar la mente paseando por el campo.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 71
    View loans »
    Ecuador Loans Fundraising
  • $25,584,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Sandra Gladys to buy insecticides and fertilisers.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Jun 21, 2013
Jul 22, 2013
Currency Exchange Loss:
Jan 18, 2014