The loan they are seeking will benefit small businesswomen like Carmen. She says she joined Pro Mujer two years ago at the invitation of a friend who was a member. Now she sells cell phone cases and tells us that she started the business on the advice of a friend who was also selling them.
Carmen will use her loan to buy more merchandise (cell phone cases), which she'll buy wholesale from vendors and sell at her locale. This type of work allows her to bring in income to support her household as much as possible; she has a common law spouse and three children.
When asked what she likes about Pro Mujer, Carmen says she likes the health services.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Carmen es integrante, ella indica que hace dos años que integra Pro Mujer, ingresando por la invitación de una amiga que es socia de la institución. En la actualidad ella tiene un negocio de venta de carcasas de celulares; da a conocer que este negocio lo emprendió por consejo de su amiga que también trabaja con este producto.
El crédito que ahora sacará es para el aumento de su mercadería (compra de carcasas de celulares) que adquirirá de las vendedoras por mayor y posteriormente lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener en lo posible a su hogar pues ella vive en unión libre y tiene tres hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el área de salud.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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