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Telma Aracely

Update on Telma Aracely

Telma lives with her ​​life partner, she sells fruit and vegetables: peppers, potatoes, tomatoes, onions, among other items. She has had the business for several years and this has given her extensive experience in sales allowing her to make the most profit. The location where she sells is very strategic and visited by many people. She has many customers that prefer her because her products are fresh, of good value, high quality and with excellent service.

Telma is an enterprising woman, dedicated to her work and eager to get ahead. She is always looking for alternatives that allow her to succeed. In recent weeks demand has increased and she wants to take advantage of this opportunity to make a new investment, but doesn't have enough capital so she is requesting a new loan from INTEGRAL. This loan will allow her to purchase fruits and vegetables wholesale.

Telma has payment has good credit references and ensures that she can pay off the debt. She is grateful for the support and knows that this will give her family a better life.
View original language description ↓
Doña Telma vive con su compañero de vida, ella se dedica a la venta de frutas y verduras: chiles, papas, tomates, cebollas, entre otros tiene varios años con el negocio y eso le ha regalado mucha experiencia en las ventas que le permite obtener las mejores ganancias, el lugar donde comercia es muy estratégico para la actividad y además muy concurrido de personas, ya tiene mucha clientela que la prefiere porque su producto es fresco, a buen precio, de calidad y con un excelente servicio; doña telma es una mujer emprendedora, dedicada a su labor con muchas ganas de salir adelante, siempre está buscando alternativas que le permitan alcanzar el éxito, en las últimas semanas aumento la demanda y quiere aprovechar para realizar una nueva inversión pero no posee de suficiente capital que la respalde por eso le solicita a INTEGRAL un crédito que le permita comprar frutas y verduras por mayor, doña telma tiene buenas referencias de pago, esta agradecida con el apoyo y asegura que podrá saldar la deuda, a la vez confía que le dará a su familia una vida mejor.

Previous Loan Details

Telma Aracely is sixty years old. She lives together with her life partner. She works selling fruits and vegetables in the market in the town where she lives. She has tomatoes, onions, potatoes, chilis, and more. She has had this business for several years and she has gained a lot of experience i... More from Telma Aracely's previous loan »

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About El Salvador

  • $7,500
    Average annual income
  • 473
    View loans »
    El Salvador Loans Fundraising
  • $31,326,825
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Telma Aracely to buy peppers, potatoes, tomatoes, onions, etc.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Jul 12, 2013
Jul 19, 2013
Currency Exchange Loss:
Jan 17, 2015
This photo was used before for a previous loan for Telma Aracely. It was first posted on Kiva on Sep, 2012. Learn More