A loan of $2,175 helped a member to purchase of oil, sugar, dough, etc.

Jagannath Group's story

This group, formed in the year 2010, is called “Jagannath”. It is a group composed of four women members of the village of Bhuliasikuan, located in the Nuapada district, one of the poorest districts of India.

Debaki is one of the members of this group, and has raised her hand in the photo. She is fifty years old, and her family consists of her husband, one son, her daughter-in-law and her mother-in-law.

Debaki has been running a small bakery factory in her house with the help of her husband for the last fifteen years. In the factory, bakery items like bread, cream roll, toast, etc. are being prepared. She has engaged four skilled laborers for the processing and making of bakery items. Her husband supplies the products to 3-4 nearby towns within a 20 km radius. Debaki earns a monthly income of 10,000 INR, which is not sufficient to materialize her dream.

Debaki says that owing to better quality, design, packing and forms of her products, there is a lot of demand from the locality, but due to shortage of stock, she is not able to meet her customers’ demands. She now wants to buy more raw materials to increase her production level to meet the demand and grab her customers. The present loan amount will be used by her to purchase raw materials like oil, sugar, dough, etc. in bulk, which will reduce her purchasing and transportation costs.

Debaki dreams to produce quality biscuit products, for which she has to hire professional workers from outside. She also wants to save money for completing her half-constructed house building.

The other three active members of the group are Panchali, running a milk business, and Kalpalata and Mithila, running hand-loom work successfully.

In this group: Panchali, Kalpalata, Mithila, Debaki

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