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Lilit lives in the village of Haghartsin which is in Tavush region. She is not married and she lives with her retired parents in a nice house. Lilit graduated from Yerevan State University Ijevan branch, Faculty of Philology. For nearly thirteen years now, she has been working at her village school as deputy director of education. Lilit says that she has rightly chosen her profession, since she loves children and she enjoys her work with them.

Since Lilit is the only child of her parents, she feels great responsibility to take care of them properly, so simultaneously with her work she is engaged in farming. She has two calves and a cow, two piglets and twenty chickens in her farm. Her parents help her a lot with the farming. They manage to sell milk and eggs and sometimes meat also, to their villagers or city people. The income from farming has given them a chance to buy some furniture for their house.

Lilit is asking for a loan in the amount of 800,000 Armenian drams to buy three bulls and a lot of fodder for her farm animals. She hopes very much that this support will be timely and useful for her family.

Additional Information

About “Nor Horizon”

“Nor Horizon” UCO LLC is committed to promoting poverty alleviation in Armenia by providing high-quality financial and other business development services to enterprising individuals in under-served rural and urban markets who have a strong will to establish and develop their own small-scale businesses. Originally created as the Armenian micro credit program of Oxfam (Great Britain) in late 1995, “Nor Horizon” LLC has been licensed under supervision of the Central Bank of Armenia since early 2006.

For more information about “Nor Horizon,” please visit the partner page or website.

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About Armenia

  • $6,300
    Average annual income
  • 169
    View loans »
    Armenia Loans Fundraising
  • $17,105,775
    Funds lent in using Kiva
  • 410.2
    Armenia Drams (AMD) = $1 USD
Paying Back - Currency Exchange Loss

This loan has been fully funded!

A loan of $1,975 helped Lilit to buy three bulls and a lot of fodder for her farm animals.
93% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Jun 18, 2013
Jul 22, 2013
Currency Exchange Loss: