A loan of $475 helped to buy grocery items, toiletries, and beverages.

Salvacion's story

Salvacion is a resident of Caloocan, Pasay, Philippines. She is a 58-year-old widow with three children, all of whom are working. Life, indeed, is hard. But, by the grace of God, she was able to raise her children well and to continue working to cover her everyday needs.

Salvacion owns a variety store. This is a small store, just connected to or just inside the house, which can be owned by anyone in the community. This is where you can buy a sachet of shampoo, conditioner, a bar of soap, a PHP5-worth of cooking oil, or an egg, for example. Salvacion obtains her products from a wholesaler at a lower price then sells it at a higher price for profit. She also sells charcoal and rice. Her regular customers are her neighbors, passersby, and the people in the community. She earns 700 PHP a day.

She is requesting a 20,000 PHP loan in order to expand her inventory (groceries, toiletries, beverage, etc.). This loan will be a great help for her to add more products to her store. Salvacion hopes that her business will grow and expand. She meets up with her co-fellowship* members every week to share stories of her life and business and to draw strength and inspiration from the fellowship and the Word of God she studies.

All CCT community partners / clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and repay microfinance loans.

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