A loan of $2,425 helped to purchase three milking cows and feed for them.


Tea's story

Tea is a 30-year-old married woman. She lives with her husband, Gocha, and two daughters (11-year-old Mariam and 8-year-old Nino) in Sagarejo district, Kakheti Region. Gocha trades in wood seasonally. This is the only source of income for their family, which is not enough to make ends meet for a family of four. In the region there is a high unemployment rate, but self-employment helps inhabitants to make living.

So, Tea decided to start a farming business with a loan, but the local credit providers usually demand experience and some stable income from the borrowers. Tea’s credit requests were rejected several times, as she doesn’t satisfy their requirements.

She received the credit in the framework of a joint initiative, the Kiva and Credo Start-up Program, which gives rural poor people the chance to start or re-start businesses.

With the loan of 4,000 GEL, she will purchase three milking cows and feed for them. After buying milking cows, Tea will milk them and start producing dairy products for selling.

The start-up credit will be a great support for the family, as their income will be significantly increased thanks to Kiva Lenders.



Loan details


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Loan details