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Asma's Group
In this Group: Asma, Naseem, Naseem
Asma is a 28-year-old housewife. She lives in Lahore, Pakistan. She has no children. Her husband owns a cosmetic shop in the market, which is the only source of income for the family. He sells a variety of cosmetics in his shop. Presently, he is interested in offering more variety to his customers, which will help him to increase his net income and savings as well. However, due to the lack of finances, he finds it difficult.

Therefore, his wife, Asma, has requested a loan from Kiva's partner BRAC Pakistan so that she can help her husband. With the help of the loan amount, he will purchase makeup kits, facial creams, lotions and lipsticks. With the profit amount, her husband wants to grow his business in the future. Asma is very thankful to Kiva and BRAC Pakistan.

Note: Asma is sitting in the middle.

Additional Information

More information about this loan

BRAC Pakistan focuses its work in some of the most underdeveloped parts of Pakistan, characterized by poor infrastructure and high levels of poverty. By supporting this loan, you are enabling access to finance for borrowers living in some of Pakistan's poorest areas.

About BRAC Pakistan

BRAC Pakistan is a subsidiary of BRAC, one of the world’s largest development organizations with a focus on microfinance and economic empowerment. It offers micro-loans designed to help small businesses, very poor clients and others, in addition to health and education services. Kiva’s flexible, zero-interest capital will enable BRAC to expand its outreach in underserved regions and to women who have had no access to microfinance services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 376
    View loans »
    Pakistan Loans Fundraising
  • $16,478,525
    Funds lent in using Kiva
  • 100.3
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Asma's Group's $1,050 loan helped a member to purchase makeup kits, facial creams, lotions and lipsticks.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Jul 11, 2013
Jul 21, 2013
Currency Exchange Loss:
Jun 17, 2014