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Mrs. Kong S., 42, sells groceries out of her house in Roteang Village, Siem Reap Province. She earns around $3 per day. Her husband, Mr. Hiem Lay, is a fisherman who earns around $4 per day. He has been fishing since 1998. They have four children, all of whom are young and in school. With a view to growing her business and based on increasing customer demand , S. is requesting a loan of US$ 750 to purchase more groceries to sell. In order to increase the family’s income, she will use the remainder of the loan to purchase small fish to breed for sale. The loan will allow her to improve her family's living conditions.

About Hattha Kaksekar Limited (HKL):

HKL is one of Cambodia's largest and most successful microfinance institutions (MFIs). It is committed to helping its clients achieve their business goals by providing sound financial services, and thereby hopes to contribute to the social and economic development of Cambodia. HKL specifically targets women and poor families in order to help them achieve increased financial security and quality of life, by offering various credit programs and encouraging savings. In accordance with its mission and its commitment to operational and financial sustainability, HKL contributes part of its net profits every year to support social development in education and healthcare.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 107
    View loans »
    Cambodia Loans Fundraising
  • $41,847,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $750 helped Kong to purchase more groceries to sell.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 26, 2008
Jul 30, 2008
Currency Exchange Loss:
Sep 15, 2009