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Las Entusiastas De La 3Ra Etapa De La Era Group
In this Group: Yolanda, Isidora Jesusa, Deysi Laura, Luisa Estefania, Ruth Yesica, Consuelo

Update on Las Entusiastas De La 3Ra Etapa De La Era Group

This dynamic and responsible group is called “Las Entusiastas de La Tercera Etapa de La Era” and consists of six hardworking women who are in their seventh loan cycle.

Yolanda is the treasurer of the group, a position she holds with responsibility. At 45 years of age, Yolanda has accomplished some of her dreams, such as improving her home and providing for her children’s education. For the past three years, she has been selling bed sheets, bedspreads, and quilts. She offers these products according to orders. Yolanda is pleased that she gains more customers each time.

Her most recent loan will be used to buy bedspreads and quilts. Her greatest wish is to have a space where she can offer her products.

The group is appreciative of the loan that has been provided and commits to continuing their good work. In the photo, Yolanda is first person on the left wearing a black sweater and black trousers. Consuelo is the member who appears in the smaller photo since she was not able to be present because of her work.

View original language description ↓
Un grupo dinámico y responsables es “Las Entusiastas De La 3era Etapa De La Era” conformada por 06 mujeres trabajadoras que pasan a su 7mo ciclo. Yolanda es la tesorera del grupo, cargo que ha llevado con responsabilidad. Yolanda es casada y tiene 04 hijos, 02 de ellos aún dependientes. A sus 45 años Yolanda ha llegado a cumplir con algunos de sus sueños como mejorar su vivienda y apoyar en la educación de sus hijos. Hace 03 años que se dedica a la venta de sábanas, cubrecamas y edredones, la cual los ofrece a pedidos. Se siente feliz pues cada vez aumentan sus clientes. Su último crédito lo destinará para la compra de cubrecamas y edredones. Su mayor es de instalar un espacio donde pueda ofrecer sus productos. El grupo está agradecido con el crédito brindado y se comprometen a seguir trabajando bien. Yolanda es la primera del lado izquierdo y viste chompa negra y pantalón negro. Consuelo se encuentra en la parte superior lado izquierdo, no puedo estar presente por motivo de trabajo.

Previous Loan Details

This is the group "Las Entusiastas de la 3ra Etapa de la Era" ["Enthusiasts of the the 3rd Stage of the Era"] which is made up of 5 members who work in a variety of business activities. This is their 6th loan together. Dina is 52 years old and is married with 4 children. She works selling food... More from Las Entusiastas De La 3Ra Etapa De La Era Group's previous loan »

Additional Information


EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Peru

  • $12,000
    Average annual income
  • 43
    View loans »
    Peru Loans Fundraising
  • $64,489,150
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Las Entusiastas De La 3Ra Etapa De La Era Group's $850 loan helped a member to buy bedspreads and quilts.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jun 28, 2013
Jul 20, 2013
Currency Exchange Loss:
Jan 17, 2014