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Vital, age 47, is married. He lives with his wife and child, and they are his greatest priority. He will use the loan to buy supplies to help care for his corn. He plans to buy fertilizer, pesticides, and fumigation products, which are needed to keep his crop in optimal condition for production.

He hopes, with this improvement, to be able to increase his production and, in this way, to increase his earnings. He hopes to be able to improve his family’s quality of life.

This is his first loan with FUDECOSUR. He has not had other loans from state banks. FUDECOSUR has provided a loan with better terms and a much lower interest rate.
View original language description ↓
Vital, está casado, tiene la edad de 47 años, vive con su esposa e hijo que son su mayor prioridad. El con el crédito va comprar los insumos para la asistencia de su maíz. El tiene pensado comprar el abono, plaguicidas y fumigaciones necesarias para mantener su cultivo en óptimas condiciones para la producción. El espera con esta mejora poder aumentar la producción de su plantación y así poder aumentar ganancias económicas. El espera poder mejor su calidad de vida de su familia. Es el primer préstamo que recibido de FUDECOSUR. El no había tenido antes otros préstamos en bancos estatales, pero FUDECOSUR le ha brindado el préstamo con mayores facilidades y la tasa de intereses mucho más baja.

Additional Information

More information about this loan

FUDECOSUR works in one of the poorest regions of Costa Rica, where microfinance institutions (MFIs) are scarce or have a hard time keeping up with demand for small loans. By providing mostly agricultural loans, FUDECOSUR reaches rural borrowers that many MFIs consider to be too risky. However, this has also made it more difficult for the organization to find stable sources of capital to lend. Kiva's flexible, risk-tolerant capital plays a critical role in helping FUDECOSUR grow its portfolio and support even more borrowers.


The Foundation for the Development of Southern Communities (FUDECOSUR) is dedicated to economically empowering its clients by providing credit and training programs that help improve living conditions for micro-entrepreneurs and their children across Southern Costa Rica. You can learn more about this Field Partner at

About Costa Rica

  • $12,900
    Average annual income
  • 6
    View loans »
    Costa Rica Loans Fundraising
  • $4,836,900
    Funds lent in using Kiva
  • 502.5
    Costa Rica Colones (CRC) = $1 USD
Paying Back - Currency Exchange Loss

This loan has been fully funded!

A loan of $500 helped Vital to buy supplies to help care for his corn crop.
66% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Jun 17, 2013
Jul 18, 2013
Currency Exchange Loss: