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Maa Bamleswari Group
In this Group: Runa, Santoshi
Runa, aged about 33 years, resides with her husband, three daughters and two sons at Muniguda, in the Rayagada district of Odisha, India. The lady standing on the left with her hand raised in the photograph is Runa.

Runa’s husband has been running a welding shop for the last ten years.He takes order from the customers for making of iron door, window, grill, gate etc. He earns about 8,000 Indian rupees (INR) per month from the business. According to Runa, this amount is not at all sufficient for her to manage the household expenditures as well as business expenses. So, she wants to expand the business to earn some extra income.

She has already availed three loans from Mahashakti. This is her fourth-cycle loan. With the present loan, she wants to invest in a drilling machine. She has an ambition to give her children higher education for a bright future.

Another member of the group, Mrs. Santoshi, wants a loan for a dry food shop.

Additional Information

More information about this loan

Mahashakti Foundation focuses its work in some of the most underdeveloped districts in Odisha, characterized by poor infrastructure and high levels of poverty. By supporting this loan, you are enabling access to finance for women living in some of India's poorest and most remote areas.

Important note about this loan

Due to Indian government regulations, if you fund this loan, you will not be repaid for at least 3 years. This borrower will likely repay your loan much sooner than that, in which case, the Field Partner may re-loan your funds to help other local borrowers. We want you to be aware of this minimum 3-year waiting period and the associated risks before making a loan to Indian borrowers on Kiva. Learn More >

About Mahashakti Foundation

Mahashakti Foundation is a public charitable trust that provides microfinance and development services in the low-income state of Odisha. Operating in the poorest region of India, the organization strives to serve rural communities, tribal groups and others living on less than USD$1 a day. In addition to microcredit, it also provides micro-savings and micro-insurance products, as well as business development, health, water and sanitation, and food security services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About India

  • $4,000
    Average annual income
  • 22
    View loans »
    India Loans Fundraising
  • $6,748,700
    Funds lent in using Kiva
  • 59.9
    India Rupees (INR) = $1 USD