A loan of $1,775 helped a member to purchase more stock of low-cost jewelry and summer garments for sale.

Nongpok Ningthou Shg Group's story

“Our group believes unity is strength,” says Subadani. She is one of the members of Nongpok Ningthou Group. She is the featured borrower member for the group, and she is pictured with a raised hand.

The group comprises seven women members, and all of them are quarry workers. Besides running their businesses to supplement their income, all the group members joined hands for renting the land for a quarry and generating income by sand-sieving. The other group members are also engaged in weaving and tailoring, also during the off-season of sand-sieving. Subadani says to earn as a hired quarry worker, the pay is very little. Therefore, the group members contributed equally for the rented plot and manage to earn a better income.

Subadani runs a shop which is located on the front side of her house plot, which is adjacent to the main lane in the village. She sells betel nuts, betel leaves, potatoes, various cereals, sugar, tea leaves, edible oils, ginger, onions and all essential daily items. With the meager income, she also shares the family expenses with her husband, who is a driver by profession.

She usually gets the supplies from the main market and sells them in the village with a little profit. She says that during farming season, sales go down because most of her customers are farmers or daily wage-earners. Therefore, she also closes her shop for a time and engages herself along with the other group members and starts quarry work. With the income from both the shop and the quarry, she opened a bank account and started saving. She also joined a savings group along with the other group members.

With the Kiva loan, she will purchase coated jewelry and summer garments. She will sell them in the shop and also take them door to door. She says the place where she lives is mostly inhabited by Meetei people, and these people use jewelry for many occasions and rituals. She wanted to sell them before the festive season starts. In both ways, jewelry and garments can be sold with the same purpose.

Subadani thanked Kiva and WSDS. She says, “God helps those who helps themselves, and our group is a very hardworking group. Kiva and WSDS are a blessing in disguise. God bless the organization.”

In this group: Subadani, Sanahanbi, Bina, Sunita, Sundari, Thaba, Thoibi

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