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Nairi and his nice family live in the village Goght, which is in the Kotayk region. Nairi’s native village has a very rich nature. The landscape there is so beautiful; enormous green forests are in perfect harmony with mountains and ancient caves. Crystal lakes and cheerful rivers are all around. The water here is ice-cold and is the sweetest in the whole region, and among this magical nature and fresh air, which breezes from the mountains, Nairi’s two lovely and beautiful girls are growing up.

Nairi and his wife enjoy the work that they do in their colorful fruit garden, which they have cultivated with their own day and night work. They are mainly engaged in agricultural activities; they cultivate some vegetables for their family needs (greens, tomatoes, beans and cucumbers) and they also have a lot of fruit trees (apple, apricot, pear, peach and mulberry trees), the harvest of which they sell through the re-sellers. Nairi says that the region where he lives is perfect particularly for agriculture but the farming is not very developed here, which is why many families here like his, keep very few farm animals (he has only two bulls).

Nairi has taken loans from Nor Horizon three times and it is his first deal with Kiva lenders. He needs this loan in order to organize autumn harvest and hay gathering activities.

Additional Information

About “Nor Horizon”

“Nor Horizon” UCO LLC is committed to promoting poverty alleviation in Armenia by providing high-quality financial and other business development services to enterprising individuals in under-served rural and urban markets who have a strong will to establish and develop their own small-scale businesses. Originally created as the Armenian micro credit program of Oxfam (Great Britain) in late 1995, “Nor Horizon” LLC has been licensed under supervision of the Central Bank of Armenia since early 2006.

For more information about “Nor Horizon,” please visit the partner page or website.

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About Armenia

  • $6,300
    Average annual income
  • 171
    View loans »
    Armenia Loans Fundraising
  • $17,141,425
    Funds lent in using Kiva
  • 409.9
    Armenia Drams (AMD) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,975 helped Nairi to organize autumn harvest and hay gathering activities.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Jun 18, 2013
Jul 20, 2013
Currency Exchange Loss:
Jul 17, 2015