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Plan De Lucha Group
In this Group: Ramona, Avelino, Ceferino, Mercedez, Maria, Jose*, Martha, Ramona, Solanyi, Silverio
* not pictured
Ramona Cornelio is a 31-year-old woman who lives with her husband and three children (ages 14, 7, and 6) in a small community called Bejucal in the eastern province of Hato Mayor in the Dominican Republic. She began a small business selling undergarments two years ago and continues to increase her inventory with each loan. Ramona operates her business from her home and occasionally travels by bus from town to town. She has started this business so that she can provide her children with a good education and a comfortable home. In Ramona’s free time, she enjoys working with computers and spending time with her family.

Ramona is the leader of the 10-person micro-bank group, Plan de Lucha. In English, this means `fight plan´. Each of these unique Dominican entrepreneurs unite in solidarity, allowing them to access funding that they would otherwise never be able to receive on their own. On behalf of Ramona, the Plan de Lucha group, and the entire team here at Esperanza International, we thank you for your support with this micro loan!

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Dominican Republic

  • $9,700
    Average annual income
  • 1
    View loans »
    Dominican Republic Loans Fundraising
  • $8,583,700
    Funds lent in using Kiva
  • 34.5
    Dominican Republic Pesos (DOP) = $1 USD

Success!! The loan was 100% repaid

A portion of Plan De Lucha Group's $4,000 loan helped a member this group would like to improve their various businesses, like Ramona who would like to buy undergarments to sell from her home.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Sep 12, 2008
Aug 2, 2008
Currency Exchange Loss:
Apr 15, 2009