Fighting for a better future? We need your help.

Creating a more equitable world takes a lot of time and energy, but at Kiva we’re in it for the long haul. 100% of money lent on Kiva goes to funding loans. That means we rely on donations from people like you to make this work possible.
Your donation of any size makes a difference. Thanks for investing in a better future,
Premal Shah, President & Co-Founder, Kiva
  • $25
  • $35
  • $50
  • Submit
  • Other

A loan of $2,000 helped to purchase merchandise to stock his store better.

Ramaz's story

Ramaz is 28 years old. He is hardworking and determined, with a will to get ahead in life. He lives in the coastal city of Batumi with his parents. His mother is a teacher and receives a small monthly income. The father has chronic health problems and receives monthly assistance from the local government. Ramaz sells basic groceries in a store located in a crowded street in Batumi. His clients are locals, as well as holiday-makers. Summertime is high season in Batumi, and his business profits allow Ramaz to help his parents with the household expenses. His plan now is to continue to work on his business and to make it grow. Ramaz applied for credit to MFO Credo. His application was approved in the framework of the Start Up program, which is a joint initiative with Kiva, permitting vulnerable poors to start or re-start businesses. A loan of $2,000 will help Ramaz to improve his store and enlarge the quantity of products he offers. He will buy supplies, including sugar, soft drinks and snacks, to stock his store in a better way. With this financial support, Ramaz will expand his grocery store and attract more customers. He promises to make his repayments on time.

Loan details

Lenders and lending teams

Loan details