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Difficult life conditions can force one to redirect one's energies and motivate existing resources. Mahbuba is one such person, as she tries to improve her life and stimulate the economic well-being of the family. She is 38 years old. She is married and is raising three children. Her husband is a migrant worker in Russia. The money that he sends back is not enough to cover all of the family's necessary expenses.

Since her youth, Mahbuba has dreamed of opening her own clothes sewing business, since she is an experienced seamstress. With that goal in mind, she took the course "To Get Ahead" from the organization Association of Business Women. Now she can finally start her business and become successful in this field. She wants to start a business sewing women's clothing. From the resulting income, she plans to provide her children with a good education and high-calorie food products.

She is applying for a loan of $3,000 USD to purchase fabrics and sewing machines to start the new business. She awaits your kindness.
View original language description ↓
Трудное условие жизни заставляет человека направлять все свои усилия и мотивировать существующие ресурсы. Махбуба является одним из таких личностей, которая старается улучшить условия жизни и стимулировать экономическое состояние семьи. Ей 38 лет. Она замужем и на воспитании имеет 3 детей. Ее муж трудовой мигрант в Российской Федерации. Деньги, которые он отправляет, не хватает для обеспечения семьи со всеми необходимыми средствами. Махбуба с детства всегда мечтала открыть свой бизнес шитьём одежды, так как она является опытной швеёй. С такой целью она обучилась в курсе «Добейся успеха» организованный Ассоциация Деловых Женщин и получила сертификат. Теперь она вполне может организовать свой бизнес и стать успешной в этой сфере. Она хочет организовать бизнес шитьём женской одежды. От полученного дохода она планирует обеспечить своих детей с хорошим образованием и высококалорийными продуктами питания. Она запрашивает займ на сумму 3000 долларов США для покупки ткани и швейной машинки, чтобы организовать новый бизнес. Она ждет вашу доброту.

Additional Information

More information about this loan

This loan is part of IMON International's startup loan program called Sarchashma ("spring" in the local language). Sarchashma loans are tailored to women who have feasible business ideas but lack the funds to get started. In addition to credit, these women also receive special training from the National Association of Business Women of Tajikistan to develop business plans. They also have the opportunity to participate in IMON's "Woman Entrepreneur, Get Ahead" program, a three-day intensive training course. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.


About Tajikistan

  • $2,700
    Average annual income
  • 216
    View loans »
    Tajikistan Loans Fundraising
  • $31,826,550
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $3,000 helped Mahbuba to buy sewing machines and fabrics to start a new business.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Jul 15, 2013
Jul 21, 2013
Currency Exchange Loss:
May 22, 2014