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Zulaikho is a 50 year-old, married woman. She has four children. Zulaikho and her family live in the city of Dushanbe. She has been working as a teacher at a secondary school for 12 years. She teaches Russian language. Her oldest son works abroad and sends money to his mother when he can. Her second son is a student. He completed his second year of studies at the Technological University. Now Zulaikho needs to pay for his third year of studies. She needs a loan in the amount of 1100 US dollars. Zulaikho regrets that she could not provide a higher education to her oldest son, who is a migrant worker. This is why she really wants her second son to successfully finish his studies, so that he could become a good specialist in the future and find himself a decent job.
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Зулайхо 50-летняя замужняя женщина. У нее четверо детей. Зулайхо и ее семья проживают в городе Душанбе. В течение 12 лет Зулайхо работает учительницей в средней школе. Она преподает по русскому языку. Ее старший сын находится на заработках в загранице и по мере возможности высылает матери деньги. Второй сын студент. Он закончил второй курс учебы в Технологическом Университете. Сейчас Зулайхо необходимо заплатить за третий курс обучения. Она нуждается в кредите в размере 1100 долларов США. Зулайхо жалеет, что не смогла дать высшее образование своему старшему сыну, который работает мигрантом. Поэтому она очень хочет чтобы ее второй сын успешно завершил учебу, чтобы в будущем он стал бы хорошим специалистом и нашел бы себе достойную работу.

Additional Information

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.

About Tajikistan

  • $2,700
    Average annual income
  • 260
    View loans »
    Tajikistan Loans Fundraising
  • $31,857,900
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,100 helped Zulaikho to pay for her son's third year university tuition.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 15, 2013
Jul 19, 2013
Currency Exchange Loss:
Nov 17, 2014