A loan of $3,000 helped to buy household appliances.

Tolib's story

Tolib is a 50-year-old man who sells DVD players, tuners and televisions. He is a very honest and punctual person. He has been involved in this business for more than 10 years. During this period, he has greatly expanded his business thanks to his efforts and persistence. Tolib has been borrowing with Avrand for several years. During the time he was taking out loans, he has shown himself in the best light. His wife works at a government office, and also adds her income to the family budget. He has two adult sons, who also work. Tolib purchases merchandise from suppliers, and it is very convenient for him. Recently, Tolib has repaired his home, which was in a very poor condition, and all of his savings have gone towards the repairs. Now, Tolib wants to obtain new merchandise from his suppliers, but he does not have enough money, so he has once again turned to Avrand. He is very hopeful that Avrand can once again support him and that he can further expand his business.

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Translated from Russian by Kiva volunteer Aleksandra Fridman

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