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Henry lives in the town of Ticiantepe. He works hard every day selling fruit and vegetables to help his family get ahead. His wife helps him with the household costs by selling beauty products, cosmetics, etc. Henry will use this loan to invest in his business as he wants to take advantage of the high season. He wants to earn higher profits so that he can improve his quality of life and achieve his dream of building his own house. He is very thankful for the support Afodenic and Kiva have given him.
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El señor Henry habita en el municipio de Ticiantepe, trabaja duro para poder sacar adelante a su familia, el vende frutas y verduras todos los dias, su esposa lo apoya con los gastos del hogar ya que ella por su parte vende productos de bellazas, cosmeticos, etc. con este credito don Henry invertira en su negocio ya que quiere aprovechar la temporada alta. y el quiere obtener mejores ingresos para que sus condiciones de vida mejore y poder cumplir su sueño que es construir su casa. Agradece el apoyo que Afodenic y Fondos Kiva le han brindado.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.


About Nicaragua

  • $4,800
    Average annual income
  • 56
    View loans »
    Nicaragua Loans Fundraising
  • $26,430,500
    Funds lent in using Kiva
  • 25.3
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $600 helped Henry to buy fruit and vegetables.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Jun 28, 2013
Jul 31, 2013
Currency Exchange Loss:
Mar 17, 2014