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Update on Bédériatou

Ms. Bédériatou is a homemaker. She is 31 years old and has two children in her care. Her husband is a building painter. To better support her role as a homemaker, she has run a business selling cosmetics since 2002. She gets her supplies from cosmetics wholesalers in Lomé and makes her sales door-to-door. Her clientele is growing from day to day, and because she does not have enough financial means to respond to their needs, she is seeking a third loan through WAGES in order to be able to replenish her supply of cosmetics. She wants to expand her business, diversify her merchandise, set up a permanent sales point, and ensure her family's basic needs.
Madame Bédériatou est mère au foyer. Elle est âgée de 31ans et a 02 enfants en charge. Son conjoint est peintre –bâtiment. Pour bien jouer son rôle de femme au foyer, Elle exerce l’activité de la vente des produits cosmétiques depuis 2002. Son approvisionnement se fait à Lomé chez les grossistes de produits cosmétiques et sa vente se réalise de façon ambulante. Sa clientèle augmente de jour en jour et ne disposant pas d’assez de moyens financiers pour répondre à leurs besoins, elle sollicite de WAGES un troisième montant pour pouvoir se ravitailler en produits cosmétiques. Elle veut agrandir l’activité, diversifier les marchandises, installer un point de vente fixe et assurer les besoins primaires de la famille.

Previous Loan Details

Bédériatou is a housewife. She is 30 years old and has a child aged three who is not yet in school. Her husband is a painter-builder. In order to contribute in her role as housewife, Bédériatou has been selling cosmetic products since 2002. She buys her supplies from cosmetics wholesalers in ... More from Bédériatou's previous loan »

Additional Information

About Women and Associations for Gain both Economic and Social

This loan is administered by Women and Associations for Gain both Economic and Social (WAGES), Togo’s second-largest microfinance institution. Along with a wide range of savings and loan products, WAGES offers its clients training programs in basic literacy, health care (HIV/AIDS and malaria), and business-related subjects (business management, marketing, accounting). You can show your support for WAGES by joining its lending team!

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Togo

  • $1,500
    Average annual income
  • 4
    View loans »
    Togo Loans Fundraising
  • $9,030,050
    Funds lent in using Kiva
  • 501.9
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD