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Ramziya is a 33-year-old, married mother of two children. For ten years, she has been working in the business of selling accessories, bags, and cosmetics.

Ramziya is a hard-working woman, who puts so much effort to help her husband in making their living and developing their socioeconomic situation.
Both her children are enrolled in public school because her income, combined with her husband’s, aren’t enough to cover private schools' tuition fees, in addition to the family’s needs.

Ramziya is applying for a loan from Kiva’s partner, Al Majmoua Lebanese Association for Development, to help her husband in developing his business by paying for necessary maintenance on his business-based machines, he owns a bobcat and a forklift, and they are his business based tools so they have to be in a good situation to keep on providing them with a good income. She is sure that this loan will help her develop her family’s socioeconomic situation, since her husband will be capable of developing his business upon his customers’ needs and requests.

Additional Information

About Al Majmoua – Lebanese Association for Development

The Lebanese Association for Development – Al Majmoua is Lebanon’s leading microfinance institution and the oldest Kiva partner in Lebanon. Al Majmoua’s vision is to “be the leader in creating an inclusive financial system where all people in Lebanon have access to affordable services.” Given Lebanon's diverse population, Al Majmoua lends to all nationalities, provided legal residency. The strong financial position achieved to date has allowed Al Majmoua to steadily lower its pricing over the years.

Based on the belief that non-financial services play a complementary role in improving the quality of life of the most vulnerable entrepreneurs, Al Majmoua has established a solid Business Development Services program for both borrowers and non-borrowers with a focus on women and youth.


About Lebanon

  • $15,800
    Average annual income
  • 86
    View loans »
    Lebanon Loans Fundraising
  • $19,258,500
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $2,000 helped Ramziya to help her husband in developing his business by paying for necessary maintenance on his business-based machines.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Jun 17, 2013
Jul 22, 2013
Currency Exchange Loss:
Oct 17, 2014