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Totiman Group
In this Group: Taminane, Yendouban, Dakonname
Taminane, born in 1967, is a professional cultivator. She's married to a cultivator and is the mother of six school-attending children.

She would like to expand her business and ensure her family's well being. This is why she's seeking her first loan from Kiva's partner, WAGES, in order to buy work tools and reach her goals.

She gets help from five other people and, at the same time, she's responsible for Totiman Group, which is made up of two women and one man. They put their faith in the land and grow corn.

Like Taminane, the other members of the group hope to get a good yield and take care of their family.
View original language description ↓
Mère de 06 enfants tous scolarisés, Taminane est cultivatrice de profession. Elle est née en 1967 et a pour conjoint un cultivateur. Son souhait est d’agrandir son activité et assurer le bien être de la famille c’est pour cela, elle demande un premier crédit à WAGES pour acheter des outils de travail afin de pouvoir atteindre ses objectifs. Elle est aidée par 05 personnes et en même temps responsable d’un groupement nommé TOTIMAN constitué de 02 femmes, d’un homme, ont mis leur foi en la terre et cultive du mais. Comme la responsable, les autres membres espèrent avoir un bon rendement et prendre soin de leur famille.

Additional Information

More information about this loan

This loan is part of a special WAGES program for groups of Togolese farmers and livestock breeders, offering financing at a lower interest rate in addition to relevant training. The reduced interest rate is designed to hit a sweet spot, empowering clients in rural Togo to capture significant, impactful profits and become more financially stable after three credit cycles. WAGES is working with the Togolese government, Veterinarians Without Borders and the African Institute for Economic and Social Development to make this program possible. By supporting this loan, you're extending opportunity in a country where 70% of the population works in agriculture but financing options remain scarce.

About Women and Associations for Gain both Economic and Social

This loan is administered by Women and Associations for Gain both Economic and Social (WAGES), Togo’s second-largest microfinance institution. Along with a wide range of savings and loan products, WAGES offers its clients training programs in basic literacy, health care (HIV/AIDS and malaria), and business-related subjects (business management, marketing, accounting). You can show your support for WAGES by joining its lending team!

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Togo

  • $1,500
    Average annual income
  • 10
    View loans »
    Togo Loans Fundraising
  • $9,000,575
    Funds lent in using Kiva
  • 501.9
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD