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Heri Group
In this Group: Aziza, Kulthum, Abubakari, Saidi, Ratifa, Anna, Mwajaribu, Mohamedi, Pili, Fatuma, Sophia, Sophia, Bahati, Jesca, Mariam
Aziza, who is in her late 20s, is single with two sons who are in school. For one year now, Aziza has been supporting her family with a food business (mamalishe). She is doing fine in her business and with her family as well. She starts working from 6 pm to midnight daily (she runs her business at night) and is able to earn a small profit per month.

This will be her first loan request from Tujijenge Tanzania which she will use to buy more food items to improve the varieties offered. She dreams one day she will be improve her business by having a permanent location and good working equipment.

She will share this loan with her loan group "HERI" which totals 15 members. The members of the group will hold each other accountable for paying back the loan.

Additional Information

About Tujijenge Tanzania

This loan is administered by Tujijenge Tanzania, which was founded in 2006. It has operations in Dar es Salaam, the coastal region, and the Lake Victoria region. The organization aims to reach out to micro entrepreneurs and provide them with financial and social intermediation services because capital is one of the major barriers to development and success for micro-enterprise initiatives in Tanzania.

For more information on Tujijenge Tanzania, please visit its partner page, or join its lending team.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Tanzania

  • $1,900
    Average annual income
  • 24
    View loans »
    Tanzania Loans Fundraising
  • $16,200,775
    Funds lent in using Kiva
  • 1,618.5
    Tanzania Shillings (TZS) = $1 USD

Success!! The loan was 100% repaid

A portion of Heri Group's $2,600 loan helped a member to buy more food items to improve the varieties offered.
100% repaid
Repayment Term
5 months (Additional Information)
Repayment Schedule
Jul 11, 2013
Jul 18, 2013
Currency Exchange Loss:
Dec 17, 2013