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Ras Al Nabeh Group
In this Group: Marie Anne, Rea , Velliamor
Ras Al Nabeh is a group of three Filipino women who work as housekeepers for Lebanese families in order to make a living and send money to their loved ones in their homeland, the Philippines.
They formed a group to acquire a loan from Kiva's partner Al Majmoua because it is the best way for them to meet their needs.
Velliamor is the featured borrower of Ras Al Nabeh Group. She is a 37-year-old single mother of three children and she is working hard to provide them with the best possible life. Her children are living with her family back in the Philippines so she has to put extra effort into providing them with almost everything they need because she is far away at a time where they need her most.
Velliamor, who is pictured at the left, her applied for a loan to pay her children's school tuition fees.
As for the other group members, Marie Anne is standing in the middle wearing a yellow shirt, and Rea is on the right.

Additional Information

About Al Majmoua – Lebanese Association for Development

The Lebanese Association for Development – Al Majmoua is Lebanon’s leading microfinance institution and the oldest Kiva partner in Lebanon. Al Majmoua’s vision is to “be the leader in creating an inclusive financial system where all people in Lebanon have access to affordable services.” Given Lebanon's diverse population, Al Majmoua lends to all nationalities, provided legal residency. The strong financial position achieved to date has allowed Al Majmoua to steadily lower its pricing over the years.

Based on the belief that non-financial services play a complementary role in improving the quality of life of the most vulnerable entrepreneurs, Al Majmoua has established a solid Business Development Services program for both borrowers and non-borrowers with a focus on women and youth.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Lebanon

  • $15,800
    Average annual income
  • 57
    View loans »
    Lebanon Loans Fundraising
  • $19,546,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Ras Al Nabeh Group's $900 loan helped a member to pay for her children's school tuition fees.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jun 17, 2013
Jul 18, 2013
Currency Exchange Loss:
Jan 17, 2014