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Isa, a 43-year-old married father of three, earns a living as an electrical welder, his family's main source of income; his wife stays at home to care for the house and children.

As an employee of a private company, Isa receives a very low monthly salary and is planning to open his own welding company, working on a freelance basis with multiple projects. From his previous experience working for other companies he has developed many relationships and acquired many clients whom he is planning to work with and for.

Isa is requesting a loan in order to purchase a welding machine and other working tools, as he needs equipment to build a good business reputation and to satisfy his customers. With his income, he will be able to help his family with all of their expenses.

Isa is very ambitious and he intends to work very hard to enhance the family’s standard of living and meet their needs. He wants to thank all Kiva lenders!

Additional Information

More information about this loan

This loan is part of KosInvest's new startup loan program targeting particularly vulnerable clients who live at subsistence and do not qualify for the standard loan due to lack of income from an existing business. This program offers clients up to a 6-month grace period on the loan. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About KosInvest

KosInvest is a micro-enterprise development organization that provides loans to help people in rural Kosovo generate more income and improve their living conditions. It offers a wide range of loan products, from loans tailored to micro and small enterprises to loans designed to help women-headed households.

About Kosovo

  • $7,600
    Average annual income
  • 5
    View loans »
    Kosovo Loans Fundraising
  • $2,256,825
    Funds lent in using Kiva
  • 0.8
    Euro (EUR) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,625 helped Isa to purchase a welding machine and other working tools.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Jul 11, 2013
Jul 18, 2013
Currency Exchange Loss:
Aug 17, 2015