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Vali is a cheerful and responsible man of 42 who is married and has three children. He lives with his family in a small village. But the house he lives in is too small and not very comfortable to live in. Vali's wife is a homemaker; she is a very hardworking and caring mother. Vali himself works as a waiter in a local restaurant. He has worked there for eight years and earns a decent salary. It is enough for Vali to get by, but that's all. But Vali dreams of building a large house for his family. He doesn't have the money for this; his salary isn't large enough to allow him to build a new house. So he has come to Arvand for a loan to buy building materials for the new house. He is hoping for a successful outcome and thanks Arvand in advance for its assistance.
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Вали позитивный и ответственный мужчина в возрасте 42 лет. Он женат и имеет троих детей. Он живёт со своей семьёй в небольшом посёлке. Но дом, в котором они живут, маловат и не совсем благоустроен для хорошего проживания в нём. Жена Вали домохозяйка, она очень трудолюбивая и заботливая мама. Сам Вали работает поваром в одном из ресторанов посёлка. В этом ресторане он работает более 8 лет и получает хорошую заработную плату. Этого дохода хватает Вали только на проживание. Но у него есть мечта, Вали хочет построить большой дом для своей семьи. И для этого ему необходимы денежные средства. Тех денежных средств, что он зарабатывает не достаточно, чтобы позволить себе построение нового дома. Поэтому Вали обратился в Арванд и хочет получить кредит на покупку строительных материалов для построения дома. Вали надеется на положительный результат и заранее благодарит Арванд за поддержку

Additional Information

About MDO Arvand

MDO Arvand is one of the leading microfinance institutions in Tajikistan, offering small loans to entrepreneurs to start and grow their businesses. This makes an enormous difference in a country, which is not only the poorest in Central Asia, but also home to a population where two-thirds live below the poverty line. Today, Tajikistan's economy literally depends on remittances being sent from family members working abroad in Russia because there are so few local job opportunities.

But Arvand loans have been able to make a difference and change lives. Read about some of the incredible success stories they have seen here in this Kiva blog post: Bringing hope to Tajikistan with Arvand -- one success story at a time.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.


About Tajikistan

  • $2,700
    Average annual income
  • 203
    View loans »
    Tajikistan Loans Fundraising
  • $31,100,325
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD