A loan of $1,600 helped to buy clothing.

Jennifer Yuliana's story

The Virgen Maria communal bank meets every two weeks in the Montecristi region, known for its rich pre-colonial culture, and for its arts known nationally and internationally. It’s a city with a warm climate and with a great variety of food which makes in unique.

Jennifer lives here. She is 21 years old, married, and has a three year old son who needs a lot of care. Her husband is a mason.

Jennifer is a young mother who sells clothing of different types, door to door, in order to help her husband with the household expenses. She goes out to make her runs in her spare time and on the weekends and sells on credit, collecting every week. She buys her merchandise in Guayaquil whenever she needs to and has been doing this for three years. This is how they make ends meet whenever her husband is out of work.

She will use the money from this loan to buy merchandise such as pants, blouses, shirts and children’s clothing. She has been a member of the communal bank for three years and started her business with her first loan.

Her dream is to have home of her own because she currently lives with her in-laws.

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Translated from Spanish by Kiva volunteer Hugo Reyes

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Loan details