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Loveness Kivule Group
In this Group: Mathias, Antipasi, Mwajuma, Innocensia, Edinesta, Rose, Steven, Calorina*, Rosemary, Hamis, Eliezel, Mwanahamisi
* not pictured
Mathias is in his early 40s and is married with four children, two boys and two girls. He runs a retail shop where he sales fresh milk. He has been in this service for six months now and is able to make a fair monthly profit.

This will be Mathias' 4th loan from Tujijenge Tanzania. He used the previous loans to restock missing items in his shop inventory, such as sugar, beans, baking flour, wheat flour, and cooking oil. These are the items that move fast and are always getting out of stock. He started selling fresh milk for customers to drink from his shop and for taking away. He sells hot and cold drinks as well as yoghurt. He has managed to pay back all his loans successfully. He used the profit from his last loans to pay for his children's school fees and household expenses. He will use this loan to buy more milk to resell. He dreams of his giving his children a good education.

Mathias will share this loan with his loan group, Loveness Kivule, which has 12 members. The members of the group will hold each other accountable for paying back the loan.

Additional Information

About Tujijenge Tanzania

This loan is administered by Tujijenge Tanzania, which was founded in 2006. It has operations in Dar es Salaam, the coastal region, and the Lake Victoria region. The organization aims to reach out to micro entrepreneurs and provide them with financial and social intermediation services because capital is one of the major barriers to development and success for micro-enterprise initiatives in Tanzania.

For more information on Tujijenge Tanzania, please visit its partner page, or join its lending team.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Tanzania

  • $1,900
    Average annual income
  • 24
    View loans »
    Tanzania Loans Fundraising
  • $16,200,775
    Funds lent in using Kiva
  • 1,615.0
    Tanzania Shillings (TZS) = $1 USD

Success!! The loan was 100% repaid

A portion of Loveness Kivule Group's $2,800 loan helped a member to buy more milk to resell.
100% repaid
Repayment Term
5 months (Additional Information)
Repayment Schedule
Jul 11, 2013
Jul 19, 2013
Currency Exchange Loss:
Dec 17, 2013