A loan of $675 helped to buy clothes.

Gabriela Josefina's story

The “El Pedregal” communal bank meets every fifteen days in El Pedregal in Picoaza Parish in the city of Portoviejo, a place that’s known for being very commercial, for its traditional feast days of Saints Peter and Paul and for the joy of its people.

Gabriela, 26, lives here. She’s in a common law relationship at present and has two children who are 8 and 7 years of age from her previous relationship; they attend school. Her husband’s a merchant.

In order to earn a bit on her own to get ahead, Gabriela works in commerce; she sells all types of clothes door to door and also at home where she has a small locale. She takes advantage of mornings when her children are in school to go out selling; this is easier than in afternoons because she has to help them with their homework. She sells on credit and collects every fifteen days. She goes to Guayaquil once a month or as needed to buy her merchandise. She’s been in this line of work for five years and she strives to move forward.

She will use this loan to buy more merchandise like pants, blouses, t-shirts and children’s clothes. She’s been in the communal bank for five years and likes it because of the help the loans provide. Her dream is that her children will lack nothing.

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Translated from Spanish by Kiva volunteer Polliz

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