A loan of $875 helped to buy pants, blouses and all types of clothes.


Benita Francisca's story

The “Guillermo Balda” communal bank meets every fifteen days in Montecristi Canton, known for its rich pre-colonial culture and its crafts that are famous both nationally and internationally; it’s where the famous straw hats come from.

Benita, 53, lives here. She’s married and has five children. Four of them are already adults and one of them who is five-years-old attends school. Her husband is a driver.

Benita is a very good mother and wife who in order to contribute to household expenses works in commerce selling all types of clothes door to door. To do so she heads out into the city mostly in the morning which is when her son is in school and she can go out problem-free. She sells her merchandise on credit and collects every fifteen days. In order to buy her merchandise she travels to Guayaquil or to Ambato because she gets them less expensively and in greater variety there and that pleases her customers. She’s been in this business more than six years and has done very well.

This loan is to buy pants, blouses and all types of clothes. She’s been in the communal bank for four cycles and she likes it because of the help the loans provide. Her dream is to have a locale in which to sell her merchandise.

Translator profile picture

Translated from Spanish by Kiva volunteer Polliz


Loan details


Lenders and lending teams



Loan details