Update on AmiduThis is 48-year-old Amidu. He is married and has four children ages three, 13, 14 and 22. Amidu has two additional dependents who live with him to help with the household chores. In 1986, he established a business selling jeans, blouses, t-shirts, suitcases, and belts. Amidu began his business to be self-reliant after helping his late brother with his business. His business is located in the city center and his main customers are adults. Amidu works seven days a week, 12 hours a day and earns about 1,750,760 SLL each month.
Amidu is requesting a 5,000,000 SLL loan to pay for additional jeans, shoes, shirts, and suitcases. He has previously received and repaid seven loans. Amidu hopes that his loan will increase his stock and raise his profit. In the future, he plans to improve his clothing business and open outlets. Amidu thanks you for your support.
Previous Loan DetailsThis is 47 year old Amidu. He is married, and has five children aged 3, 8, 12, 14 and 21 years. He has two additional dependents, who live with him because they are his relatives, whose parents are living in the village. Amidu looks after them while they attend school in the city. In 1986, Amid... More from Amidu's previous loan »
About the Association for Rural DevelopmentThe Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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