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This is 46-year-old John. He is married and has two children, ages 15 and 16. In 2005, John established a pharmacy. He began his business because he was trained as a pharmacist. John's business is located in the outskirts of the city and his main customers are all classes of people. He works seven days a week, 12 hours a day and earns about 500,000 SLL each month.

John is requesting a 5,000,000 SLL loan to purchase more drugs to sell. In the future, he plans to construct a clinic and to educate his children. John thanks you for your support.

Additional Information

About the Association for Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 43
    View loans »
    Sierra Leone Loans Fundraising
  • $10,082,750
    Funds lent in using Kiva
  • 4,329.9
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,175 helped John to purchase more drugs to sell.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jul 5, 2013
Jul 17, 2013
Currency Exchange Loss:
Feb 17, 2014