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The client makes his living in agriculture planting corn, beans, and sorghum. He has been doing this for several years. He is a man who is hardworking, responsible, and well known in the area because of his kindness to others. He lives in his own house with his life partner and their daughter.
Since it is now planting season, he has decided to start preparing. So he has decided to request this new loan from INTEGRAL to buy seeds, insecticide, fertilizer, etc. What he wants most is for his harvest to be abundant and better than previous ones, since this is the way that he supports his family. He trusts in God that with your help, and his dedication and effort in his work, he will fulfill his dream of a better quality of life for his family.
View original language description ↓
El cliente se dedica a la agricultura, a la siembra de maíz, frijol y maicillo, se ha dedicado a esta actividad durante varios años es un hombre trabajador, responsable y muy conocido en la zona por su amabilidad para con los demás, vive en casa propia con su compañera de vida y su hija. Debido a que ya es temporada de siembra tomo la decisión de comenzar a prepararse. Es por esa razón que ha decidido solicitar este nuevo crédito a INTEGRAL para invertir en la compra de semillas, abonos, insecticidas, fertilizantes, etc. Lo que más desea es que su cosecha sea abundante y mejor que las anteriores, ya que esta es la forma en que él consigue el sustento para su familia. Confía en Dios que con su ayuda, su dedicación y empeño en el trabajo lograra el sueño de mejorar la calidad de vida de su familia.

Additional Information

More information about this loan

This loan is part of a pilot project Apoyo Integral is launching in conjunction with several local NGOs to support at-risk youth and their families with funding from Kiva. This loan product is tailored to young people who find themselves in a vulnerable situation due to the lack of access to eduation and a decent job. Moreover they are in high-risk situations because they are located in areas affected by extreme violence. Loans are combined with vocational, technical, and financial training to help these young people develop business ideas that will help them generate income, reintegrate into society, and support their dreams of being productive and contributing members of society.   

Due to potential safety risks facing these youth, some of the loans are being disbursed to their parents in order to protect their identities. For the same reason, the faces of some Apoyo Integral borrowers may be blurred in photos. Apoyo Integral appreciates Kiva lenders' understanding of these challenges and encourages them to provide much-needed support to at-risk Salvadoran youth.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 530
    View loans »
    El Salvador Loans Fundraising
  • $31,742,100
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped this borrower to buy seeds, insecticide, fertilizer, etc.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
At end of term
Jun 27, 2013
Jul 15, 2013
Currency Exchange Loss:
May 18, 2014