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Teresa Del Rosario
Teresa works as a farmer, mainly planting corn. She has done this work for three years and it is how she earns her daily bread. She is a hardworking and responsible woman who is well known in her area for her huge heart and kindness to others. When her harvest is ready, she stores it in the granaries shown in the photograph. Later, she takes it for sale at different basic grains agencies. With the income she earns, she meets some of her household expenses. She lives in a relative's home with her two children.

Since it is planting season, she has decided to start to prepare herself. This is why she is requesting a new loan from INTEGRAL to invest in the purchase of seeds, fertilizer, and insecticide. She hopes that her harvest is abundant and better than the previous ones, since this is the way she supports her family. She trusts God that with his help, her dedication, and her effort in her work, she will achieve her dream of improving her family's quality of life.
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Teresa se dedica a la agricultura principalmente a la siembra de maíz, se ha dedicado a esta actividad durante 3 años y es así como se gana el pan de cada día. Ella es una mujer trabajadora, responsable y muy conocida en la zona por su enorme corazón y amabilidad para con los demás. Cuando su cosecha ya esta lista la almacena en los graneros que muestra la fotografía para luego salir a comercializarla por las diferentes agencias de granos básicos, con las ganancias que obtiene logra solventar algunos gastos de su hogar vive en casa de un familiar con sus dos hijos. Debido a que ya es temporada de siembra tomo la decisión de comenzar a prepararse, Es por esa razón que ha decidido solicitar este nuevo crédito a INTEGRAL para invertir en la compra de semillas, abonos, insecticidas, etc. Lo que más desea es que su cosecha sea abundante y mejor que las anteriores, ya que esta es la forma en que ella consigue el sustento para su familia. Confía en Dios que con su ayuda, su dedicación y empeño en el trabajo lograra el sueño de mejorar la calidad de vida de su familia.

Additional Information

More information about this loan

This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 731
    View loans »
    El Salvador Loans Fundraising
  • $29,699,575
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $400 helped Teresa Del Rosario to purchase seeds, fertilizer, and insecticide.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
At end of term
Jul 9, 2013
Jul 15, 2013
Currency Exchange Loss:
Dec 17, 2014